Failed Bank Cost Analysis
Author | : Federal Deposit Insurance Corporation |
Publisher | : |
Total Pages | : 108 |
Release | : 1986 |
Genre | : Bank failures |
ISBN | : |
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Author | : Federal Deposit Insurance Corporation |
Publisher | : |
Total Pages | : 108 |
Release | : 1986 |
Genre | : Bank failures |
ISBN | : |
Author | : Patrice L. Gordon |
Publisher | : |
Total Pages | : 88 |
Release | : 1994 |
Genre | : Bank failures |
ISBN | : |
Author | : Allin F. Cottrell |
Publisher | : Springer Science & Business Media |
Total Pages | : 278 |
Release | : 1995-10-31 |
Genre | : Business & Economics |
ISBN | : 9780792396345 |
One of the major financial market events of the 1980s was the precipitous rise of depository institution failures including banks, savings and loan associations, and credit unions. Not since the 1930s has there been a similar period of turmoil in these industries. The events of the 1980s have inspired a renewed interest in the causes and cost of financial institution failure and several questions that had seldom been asked in the post-World War II economics literature have resurfaced Why do financial institutions fail? What are the costs of their failure? How do they differ from other firms and industries? What are the implications for financial market regulation? The Causes and Costs of Depository Institution Failures critically surveys and extends previous analyses of these questions. Audience: Scholars and researchers in the areas of money and banking, financial institutions, and financial markets, as well as regulators and policymakers.
Author | : |
Publisher | : |
Total Pages | : 44 |
Release | : 1988 |
Genre | : Bank examination |
ISBN | : |
Author | : Federal Deposit Insurance Corporation |
Publisher | : |
Total Pages | : |
Release | : 1990 |
Genre | : |
ISBN | : |
Author | : James Kolari |
Publisher | : |
Total Pages | : 56 |
Release | : 2000 |
Genre | : Bank failures |
ISBN | : |
Author | : Jose E. Gomez-Gonzalez |
Publisher | : |
Total Pages | : 36 |
Release | : 2007 |
Genre | : Bank failures |
ISBN | : |
"Bank-specific determinants of bank failure during the financial crisis in Colombia are identified and studied using duration analysis. The process of failure of banks and related financial institutions during that period can be explained by differences in financial health and prudence across institutions. The capitalization ratio is the most significant indicator explaining bank failure. Increases in this ratio lead to a reduction in the hazard rate of failure at any given moment in time. This ratio exhibits a non-linear component. At lower levels of capitalization small differences in capitalization are associated with larger differences in failure rates. Our results thus provide empirical support for existing regulatory practice. Other important variables explaining bank failure dynamics are the bank's size and profitability"--Abstract
Author | : Alexandra Shuman |
Publisher | : |
Total Pages | : 39 |
Release | : 2013 |
Genre | : Bank failures |
ISBN | : 9781303480461 |
Motivated by the increased number of bank failures during the latest financial crisis, I model estimated loss associated with a particular bank failure. I apply two different approaches for collecting data and use Tobit and Ordinary Least Squares (OLS) regressions to analyze a sample of 120 banks that failed in 2009. I find that size of the bank, magnitude of loans to assets ratio, usage of large certificate of deposits and age of a bank significantly affect banks cost of failure. Unexpectedly, I didn't find evidence that overhead expenses and equity-to-assets ratio impact the estimated loss.
Author | : Darrell Duffie |
Publisher | : Princeton University Press |
Total Pages | : 108 |
Release | : 2010-10-18 |
Genre | : Business & Economics |
ISBN | : 1400836999 |
A leading finance expert explains how and why big banks fail—and what can be done to prevent it Dealer banks—that is, large banks that deal in securities and derivatives, such as J. P. Morgan and Goldman Sachs—are of a size and complexity that sharply distinguish them from typical commercial banks. When they fail, as we saw in the global financial crisis, they pose significant risks to our financial system and the world economy. How Big Banks Fail and What to Do about It examines how these banks collapse and how we can prevent the need to bail them out. In sharp, clinical detail, Darrell Duffie walks readers step-by-step through the mechanics of large-bank failures. He identifies where the cracks first appear when a dealer bank is weakened by severe trading losses, and demonstrates how the bank's relationships with its customers and business partners abruptly change when its solvency is threatened. As others seek to reduce their exposure to the dealer bank, the bank is forced to signal its strength by using up its slim stock of remaining liquid capital. Duffie shows how the key mechanisms in a dealer bank's collapse—such as Lehman Brothers' failure in 2008—derive from special institutional frameworks and regulations that influence the flight of short-term secured creditors, hedge-fund clients, derivatives counterparties, and most devastatingly, the loss of clearing and settlement services. How Big Banks Fail and What to Do about It reveals why today's regulatory and institutional frameworks for mitigating large-bank failures don't address the special risks to our financial system that are posed by dealer banks, and outlines the improvements in regulations and market institutions that are needed to address these systemic risks.
Author | : Aslı Demirgüç-Kunt |
Publisher | : |
Total Pages | : 72 |
Release | : 1989 |
Genre | : Bank failures |
ISBN | : |